CHAPTER 13

  • Chapter 13

Bankruptcy Attorney serving Destin & Fort Walton Beach, FL

Chapter 13 Bankruptcy, otherwise known as Reorganization Bankruptcy, is similar in nature to debt consolidation. This is ideal for people who have the ability to pay all or some of their debt over a 3 to 5 year period. Chapter 13 is a great way to save your home if you have mortgage arrears. After your repayment period is over, you will receive a discharge and can begin your financial life from scratch again.

Call a bankruptcy lawyer at Tracy O Strom to discuss whether Chapter 13 is right for you.

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What will my monthly payments be?

Your monthly payments will be determined based on the extra income you have after your normal monthly expenses are paid. Because each case is different and depends on your specific circumstances, you should discuss your case with a bankruptcy lawyer at Tracy O Strom to find out what the Bankruptcy Court will expect you to pay.
Can I keep my home?
Past arrearages are the main reasons many individuals file Chapter 13. When you file Chapter 13, you will continue to make your regular payments while also paying back any past due amount over the duration of your 3 to 5 year plan. 
Bankruptcy Attorney Fort Walton Beach, FL
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