If a person is unable to pay his or her bills, then a fresh financial start through a bankruptcy proceeding may be possible. Federal law protects your right to file for bankruptcy, all cases of which are handled in a federal court. Once you file bankruptcy, your creditors are immediately prevented from seeking collection of your debts, and upon discharge, your creditors will never again be able to attempt collecting that debt.
Filing bankruptcy is never an easy decision. Tracy Strom understands the struggles and hesitation involved with making this decision and can provide you with the counseling and advice you need to make the right decision for your specific situation. However, many times filing bankruptcy is the only way to stop debt collector harassment, wage garnishment, and foreclosure proceedings to get a fresh financial start and protect your assets like your car or home.